Financial Planning & Investment Management
Building wealth for the future can come from many different paths - careful saving, business or career success, or an inheritance received from a loved one. Whatever your circumstances, you may be considering whether your current savings and investments are delivering the best possible outcomes for your financial future.
At McKnight Wealth Management, we provide tailored investment advice designed to help you make the most of your money over the long term. By understanding your objectives, financial position and attitude to risk, we can help you access investment opportunities that aim to deliver growth in a tax-efficient manner.
We also provide ongoing support and regular reviews to ensure your investment strategy continues to reflect any changes in your circumstances, financial goals and taxation rules. Our approach is built on long-term relationships, personal service and advice you can trust.
Retirement & Pension planning
Planning for retirement is one of the most important financial decisions you will make. Many people want to know when they can afford to stop working, whether they will have enough money to support the lifestyle they want, and how to make the most of their retirement savings.
Whether you are setting up your first pension, reviewing an existing workplace or private pension or preparing for retirement, we are here to create a tailored plan for your circumstances.
We will work with you to understand your retirement objectives and create a clear financial plan designed to help you achieve them with confidence.
Estate, Succession & Inheritance tax planning
Creating a lasting legacy is about more than passing on wealth - it is about ensuring your money benefits the people and causes that matter most to you. Whether you would like to support your children, grandchildren, extended family or chosen charities, careful planning can help your assets be distributed in line with your wishes.
At McKnight Wealth Management, we will work closely with you to help structure your finances in a way that protects your wealth and supports future generations.
Managing potential Inheritance Tax liabilities is an important part of effective financial planning. As legislation and tax rules continue to evolve, we offer ongoing guidance to help you make informed decisions and maintain confidence in your plans for the future.
We can advise on a wide range of estate planning solutions.
Every plan is built around your individual goals, helping you preserve your wealth, maintain your lifestyle, and pass on assets as efficiently as possible to those you care about most.
- Tax-efficient gifting strategies
- Life insurance for inheritance planning
- The use of investments within inheritance tax planning
- Trust and estate planning arrangements
- Will writing and Lasting Power of Attorney guidance
- Care fees planning
- Intergenerational wealth planning
Life & Protection Insurance
Life can be unpredictable, and illness, injury or a loss of income can create significant financial pressure for you, your family or your business. Having the right protection in place can help provide financial security and peace of mind when it matters most.
By understanding your needs we can offer personalised protection and insurance advice bespoke to you. Whether you are looking for life insurance, critical illness cover, income protection or private medical insurance, our advisers will help you find the right level of cover for your circumstances.
We support individuals, families, business owners and retirees in building flexible protection strategies that adapt as life changes. Whether your priority is family security, income protection or safeguarding your business, we help you plan with confidence.
Our clear, independent and practical approach ensures your protection arrangements support your wider financial plans, giving you confidence, reassurance and peace of mind both now and in the future.
Wills, Trusts & Lasting Powers of Attorney
We support our clients with Wills, Trusts and Lasting Powers of Attorney (LPA’s) through our sister company McKnight Estate Planning Ltd.
A professionally prepared Will is essential to ensure your wishes are clearly documented and legally valid after your death. Regardless of age or financial complexity, a Will allows you to decide how your assets are distributed and to whom. If you have children under 18, you can also appoint guardians to care for them if needed.
While a simple Will may be sufficient for some, many people benefit from more comprehensive estate planning. Specialist advice can help safeguard your estate from potential risks such as changes in legislation, local authority rules or complex family situations.
Trusts can also play an important role in protecting and managing wealth. They may be established during your lifetime or included within your Will, depending on your personal circumstances and objectives.
Lasting Powers of Attorney (LPAs) allow you to appoint trusted individuals to make decisions on your behalf if you lose the ability to do so. There are two types: one for property and financial affairs, and one for health and welfare. Both must be registered with the Office of the Public Guardian before they can be used.
Although often associated with later life, these arrangements are an important part of planning for the unexpected at any age, helping ensure your affairs are managed in line with your wishes if you are unable to do so yourself.
Will Writing, Trusts and advice on Lasting Powers of Attorney are not regulated by the Financial Conduct Authority. For Will Writing, Trusts and advice on Lasting Powers of Attorney, McKnight Estate Planning Ltd (Company number: 17201335) is an appointed representative of New Leaf (WWF) Ltd.
Get In Touch
Contact us today to discuss your financial goals and build a confident plan for the future.